ACCS Financial Education Seminars & Workshops
The Truth about Budgeting
The budget is the foundation from which ACCS works to help consumers avoid financial difficulties. Topics of discussion will include developing and implementing a budget, as well as setting goals for your financial future. ACCS counselors utilize a plethora of budgeting and spending advice materials to educate the consumer, and help them manage unique, complex or overwhelming financial issues.
Credit and Divorce
Divorce is often a result of struggling with financial matters. This seminar is essential if you've recently been through a divorce, or are contemplating one. Topics of discussion will include divorce's impact on your credit score, the differences between Joint, Individual, and Authorized User accounts, and how to rebuild your credit after divorce.
Debt Free New Year's Resolution
The New Year is a great time to resolve to become more financially fit. Topics of discussion will include developing and implementing a budget, as well as debt elimination strategies to improve your financial outlook.
Deter, Detect, Defend
ACCS presents the Federal Trade Commission's identity theft workshop. While you can't entirely control whether you will become a victim of ID theft, there are steps you can take to minimize your risk. Topics of discussion will include how to protect yourself against identity theft, and what to do if your identity is stolen.
Foreclosure Prevention Workshop
Topics of discussion will include how to properly prepare to approach your mortgage lender for preventative foreclosure assistance. ACCS also employs an attorney as a guest speaker to present alternative options to foreclosure. Attendees will have the opportunity to obtain a copy of their free annual credit reports.
Has your credit cost you a job?
In an economy of fewer jobs, and ultra competitive applicants, having good credit has become more important than ever before. Many employers are now checking credit history as part of their hiring process. Topics of discussion will include the 5 steps to become creditworthy again, which will improve your chances of finding new employment.
Home Buying Preparation
Topics of discussion will include how to properly prepare yourself for the most important purchase decision you will ever make. Budget development and implementation, managing credit, affording a mortgage, and being aware of predatory lenders are all part of this seminar.
Money Wise
Our counselors are certified Money Wise trainers. They teach financial literacy through the Money Wise curriculum from Consumer Action and Capital One. Programs such as Building and Keeping Good Credit, Manage your Money Wisely, Banking Basics, and Talking to Teens about Money, set a solid foundation from which you can become financially sound.
Ready for the Holidays?
The Holidays should not become an annual bury yourself in debt ritual. Topics of discussion will include how to develop and stay within a budget, tips for frugal spending, and preparing for the impact of higher winter fuel costs.
Tax Time Financial Check-Up
Don''t let tax time become too stressful. Topics of discussion will include using your tax return as a debt elimination tool, as well as tax tips to improve your financial future.
Understanding your Credit Reports and Credit Scoring
Knowledge of how the credit reporting and scoring system works is crucial to everyone. Topics of discussion will include how to read your reports, dispute errors, and improve your credit score. This workshop is essential if you have been turned down for credit, or have been denied employment due to your credit history. Attendees will have the opportunity to obtain a copy of their free annual credit reports.
ACCS'' Seminars and Workshops are taught by Certified Credit Counselors, and are available to individuals or groups free of charge.
If you have a group that would like a seminar call (800) 729-0551 or send an email to info@accs.org.
To view the seminar schedule click here.
