An Independent Non-Profit 501(c)(3)
Consumer Credit Counseling Service
American Credit Counseling Service, Inc.
Community Service Since 1988
4 Taunton Street, Suite 5 Plainville, MA 02762
Toll Free (800) 729-0551 -- Fax: (508) 695-0148  --  Contact Us

Creditors keep calling I am broke, what can I do?

When a creditor calls you should explain your circumstances to them. Tell them why you can not make your payment. If possible tell them when you can make it.

Do NOT make false promises to pay.

If you are continually behind in your payments it may be time to have a budget analysis done to get you back on track. ACCS can help you with this plan.

If your budget does not allow the creditor required minimum payment you may benefit for a custom Debt Management Program which can be developed by your counselor. A Debt Management Program may also be able to get your interest lowered and your accounts re-aged. This will put you back on the road to a sound financial future.

If you are having problems with your credit card payments and want help, give ACCS a call. Our Certified Counselors are standing by!

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