An Independent Non-Profit 501(c)(3)
Consumer Credit Counseling Service
American Credit Counseling Service, Inc.
Community Service Since 1988
4 Taunton Street, Suite 5 Plainville, MA 02762
Toll Free (800) 729-0551 -- Fax: (508) 695-0148  --  Contact Us

I can not get the credit I need, what can I do?

If you are unable to get a credit card the first thing you should do is find out why you are denied. The creditor will tell you this reason in your denial letter. This letter will also tell you which of the 3 main credit bureaus were part of determining your denial. A credit denial allows you to receive a free copy of the credit report(s) used to determine.

This is where you need to start and find out what the problem is. Your ACCS counselor can review all of your credit reports and determine the best course of action to get your credit back to good standing. This could involve, repaying old debts and disputing inaccuracies found on your reports.

You can also be declined for a credit card if you have no credit history. Your ACCS counselor can give you some options to start building a positive credit history.

If you are having problems getting the credit you need and want help, give ACCS a call. Our Certified Counselors are standing by!

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