An Independent Non-Profit 501(c)(3)
Consumer Credit Counseling Service
American Credit Counseling Service, Inc.
Community Service Since 1988
4 Taunton Street, Suite 5 Plainville, MA 02762
Toll Free (800) 729-0551 -- Fax: (508) 695-0148  --  Contact Us

What is Credit Counseling?

Credit Counseling is a type of service that provides financial counseling and education to people who are having financial problems. They also educate people in various financial matters. Counsleors are available to discuss a persons troubles and develop a plan to overcome them.

Typical issues addressed in these session include:

  • Trouble paying bills
  • Utilities in danger of being disconnected
  • Mortgage problems
  • Auto in danger of repossession
  • Utilities nearing shutoff
  • Finances and Divorce
  • Bad Credit / No Credit
  • Budgeting Help
  • Lost Job / Reduced income
  • Credit Report Issues

What do I need for my session

Initial counseling sessions typically last 60-90 minutes. You should bring copies of your pay stub, and account statements for all of your debts. If you have copies of your credit reports bring them. If not your counselor can assist you in getting your free annual credit report. You can get your free credit reports at Counseling sessions can be done in person, over the telephone and via email. ACCS does not charge a fee for this consultation.

What can I expect at the session

When you go to a credit counseling session, the counselor will discuss what brought you here and what problems you are experiencing. They will also speak to you about your goals and what you are trying to accomplish. The counselor will do a complete budget analysis, examining both income and expenses. With the budget in hand they can assist you in reaching your financial goals.

Before you fall for something 'too good to be true' and spend lots of money, give ACCS a try and get real results!

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